Case Study

Clear Repair Vs. Replace Guidance

Educational Facility

Case Study

Hurricane-Induced Generator and Electrical Damage

Services Provided

Repair vs. Replace
Solution Based Results
BI-Mitigation

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The Situation

Following a hurricane, an educational facility sustained widespread saltwater flooding, submerging multiple generators (21–26 inches) and disrupting electrical systems across campus. Repair decisions were delayed as the insured evaluated relocation, upgrades, and code-related elevation requirements. Clarity was needed on damage extent, repair feasibility, and the most practical path forward.

 

Equipment Impacted

  • Backup Power Generators
  • Generator Electrical Enclosures
  • Electrical Distribution Panels
  • Underground Electrical Utilities
  • Chiller Systems
  • Compressors
  • Transformers
  • Passenger Elevators 
  • Laboratory Equipment
  • Lighting Systems

Value-Driven Solutions

Comprehensive Damage Assessment

Inspection confirmed widespread saltwater intrusion across generators and electrical systems.

Repair vs. Replacement Guidance

Analysis determined several generators were not economically repairable due to internal damage risk. Rebuild and replacement options were evaluated to support informed decisions.

Code and Design Evaluation

Elevation requirements and structural limitations for replacing the boilers were identified, and practical solutions were outlined to ensure compliance.

System Restoration Validation

Electrical systems and underground utilities were evaluated, and key equipment, including chillers, was verified operational following restoration.

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The Results

Repair vs. Replace

Guidance prevented repair attempts on heavily impacted generators that were likely to fail again.

Defensible Claim Development

Established a replacement scope exceeding $600,000, supporting accurate valuation.

Accelerated Decision-Making

Repair feasibility and code requirements, enabling timely recovery planning.

Restored Operations

Critical systems were returned to service across affected areas.

 

Case Studies

Real Claims, Real Results

Fire Damage on Aluminum Casing Line

Solution to Repair Instead of Replace Reduced Claim By $1.5M

Breakdown of CNC Machine

Repair vs. Replace Solution Reduces Claim By $600,000

Commercial Bakery

Improper Maintenance Avoided Over $30,000

Damaged Car Wash Systems

Reduced Claim by $32K

Damaged in Transit - Corrugated Box Making Machine

Missing seals and transit mishandling

Escalator Equipment Breakdown

Repair vs. Replace Reduced Claim By Nearly $150,000

Explosion at Condo Association

$1M+ in Equipment Retained Through Repair vs. Replace

Explosion at Ethanol and Ethanol Co-Products Plant

Claim Reduction Over $9M

Explosion at Ethanol and Ethanol Co-Products Plant

Reduced Claim By Nearly $6M

Explosion in Saturator Converting Line

Prevented $12 million in Business Interruption

Fire at Chemical Processing Facility

Lead Time and Reduction by Over $15M

Fire at Livestock Rendering Plant

Uncovered $4.5M in Betterments

Fire Damage at Concrete Batch Plant

Repair vs. Replace Significantly Reduces Claim Costs

Fire Damage on Film Line

Lead Time Cut by 14 Months, Reducing Costs by Over $1.5 Million

Fire Damage on Metal Processing Equipment

Reduced Claim Cost by over $700,000

Fire Damage with Healthcare Equipment

97% Reduction in the Claim

Fire in Electrical Control Systems

Reduced Claim by Nearly $1M

Fire Loss of Life Science Equipment

Reduced Claim Costs More Than $3.5M

Fire/Water Damage at Aluminum Beverage Can Manufacturing

Result in Reduced Claims Cost of Nearly $3M

Flood Loss at Indoor Water Park

Reduced Claim by $400k with Pre-existing Findings

Freezing Pipes & Water Damage In Boiler System

Solution to Repair Mitigates BI and Reduces Claim Over $85,000

Hail Storm at Manufacturing Facility

$11k Repair Instead of $800k Replacement

Hurricane-Induced Generator and Electrical Damage

Clear Repair vs. Replace Guidance

Lighting Surge at Packaging and Printing Facility

Restoring to Pre-loss Reduced Claim by $2.9M

Liquid Egg Packaging Equipment

Actual Cause of Loss Determined Serviceable

Mechanical Breakdown at Gun Manufacturing Facility

Reduced Business Interruption by 14 weeks

Mechanical Failures on Horizontal Grinder

Identified Failures Stemming from Inadequate Repairs

Tornado Hits Agricultural Equipment Manufacturer

ROM Reduced by Millions with ILC’s Involvement

Water Damage at Chemical Feed Water Line

$1.6M Reduction in Pre-existing Conditions

Water Damage to MRI Machine

Medical Equipment Repair Costs Reduced by over $100,000.

Water Damage with Fire Pump System

Reduced Repair Cost by almost $4k

The Experts Behind the Best Outcome.

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