Case Study

Reduced Claim by $400k with Pre-existing Findings

Flood Loss at Indoor Water Park

Case Study

Flood

Services Provided

Betterment Reduction
BI-Mitigation

Flood Loss at Indoor Water Park
Flood Loss at Indoor Water Park
Flood Loss at Indoor Water Park

The Situation

After a flood incident, ILC was assigned to conduct a comprehensive inspection of the mechanical rooms at an indoor water park resort. A complete assessment of the mechanical rooms that housed the motors, and pumps, water conditioning equipment, and electrical distribution system was necessary. The insured was claiming that the entire electrical distribution system needed replacing at an estimated cost of materials alone at $260,000.

Equipment Impacted

  • Motors
  • Water Conditioning Equipment
  • Pumps
  • Electrical Distribution System

Value-Driven Solutions

Immediate Site Access Preserved Critical Evidence

By accessing the site immediately following the flood, ILC quickly identified damaged electrical distribution equipment and documented corrosion that existed above the high-water line. 

Accurate Scope Definition Prevented Overreplacement

ILC determined that the electrical contractor’s $500,000 replacement estimate included equipment affected by corrosion that predated the flood. Using detailed documentation of pre-existing conditions, ILC successfully limited the scope of flood-related repairs.

Minimized Downtime and Business Interruption

Through targeted repairs and coordinated restoration efforts, ILC limited the water park’s downtime to just two days, allowing operations to resume quickly and minimizing revenue loss.

Flood Loss at Indoor Water Park

The Results

Accurate Damage Attribution

ILC’s early intervention allowed for a clear distinction between flood-related damage and pre-existing corrosion caused by chlorinevapor exposure, ensuring only loss-related damage was included in the claim.

Cost Savings

By identifying equipment damage that predated the flood event, ILC helped the client avoid unnecessary replacements, resulting in an82% reduction in repair costs.

Minimal Operational Disruption

A focused repair strategy enabled a two-day turnaround, keeping the business operational and significantly minimizing business interruption.

Case Studies

Real Claims, Real Results

Fire Damage on Aluminum Casing Line

Solution to Repair Instead of Replace Reduced Claim By $1.5M

Breakdown of CNC Machine

Repair vs. Replace Solution Reduces Claim By $600,000

Damaged Car Wash Systems

Reduced Claim by $32K

Damaged in Transit - Corrugated Box Making Machine

Missing seals and transit mishandling

Explosion at Condo Association

$1M+ in Equipment Retained Through Repair vs. Replace

Explosion at Ethanol and Ethanol Co-Products Plant

Claim Reduction Over $9M

Explosion at Ethanol and Ethanol Co-Products Plant

Reduced Claim By Nearly $6M

Explosion in Saturator Converting Line

Prevented $12 million in Business Interruption

Fire at Chemical Processing Facility

Lead Time and Reduction by Over $15M

Fire at Livestock Rendering Plant

Uncovered $4.5M in Betterments

Fire Damage at Concrete Batch Plant

Repair vs. Replace Significantly Reduces Claim Costs

Fire Damage on Film Line

Lead Time Cut by 14 Months, Reducing Costs by Over $1.5 Million

Fire Damage on Metal Processing Equipment

Reduced Claim Cost by over $700,000

Fire Damage with Healthcare Equipment

97% Reduction in the Claim

Fire in Electrical Control Systems

Reduced Claim by Nearly $1M

Fire Loss of Life Science Equipment

Reduced Claim Costs More Than $3.5M

Fire/Water Damage at Aluminum Beverage Can Manufacturing

Result in Reduced Claims Cost of Nearly $3M

Flood Loss at Indoor Water Park

Reduced Claim by $400k with Pre-existing Findings

Freezing Pipes & Water Damage In Boiler System

Solution to Repair Mitigates BI and Reduces Claim Over $85,000

Hail Storm at Manufacturing Facility

$11k Repair Instead of $800k Replacement

Lighting Surge at Packaging and Printing Facility

Restoring to Pre-loss Reduced Claim by $2.9M

Mechanical Breakdown at Gun Manufacturing Facility

Reduced Business Interruption by 14 weeks

Mechanical Failures on Horizontal Grinder

Identified Failures Stemming from Inadequate Repairs

Tornado Hits Agricultural Equipment Manufacturer

ROM Reduced by Millions with ILC’s Involvement

Water Damage at Chemical Feed Water Line

$1.6M Reduction in Pre-existing Conditions

Water Damage to MRI Machine

Medical Equipment Repair Costs Reduced by over $100,000.

Water Damage with Fire Pump System

Reduced Repair Cost by almost $4k

The Experts Behind the Best Outcome.

Submit an Assignment