Course Description
This course teaches agents and adjusters how to evaluate repair-versus-replacement decisions for damaged farm equipment while balancing cost, downtime, and business interruption. Using real agricultural loss scenarios, participants will examine how different causes of loss—including fire, water, lightning, contamination, mechanical failure, and user error—impact equipment condition and restoration options.
The course emphasizes practical considerations such as parts availability, lead time, software and data issues, labor complexity, and mitigation strategies. Through claims examples and exercises, participants will learn how to guide insured farmers toward defensible decisions that restore operations efficiently and effectively.
